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Two Key Factors in Qualifying for a Home Loan
When a lender makes a decision about a mortgage application, they consider two basic factors are your ability and your willingness to repay the loan. Ability to repay the mortgage is determined by verifying your current employment and analyzing your total income. Lenders prefer for you to have been employed at the same place for …
Safe Rooms as the New ‘Must Have’
David Glass, his brother-in-law and his two cats survived a severe tornado in Murfreesboro, Tenn., last year by taking shelter in his TornadoSafeRoom, which is bolted to the floor of his garage. Photo by Josh Anderson for The Wall Street Journal A room where you can store jewelry, guns, send your email–and survive 250 mph …
