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Purchasing a home is arguably one of the largest most important financial transactions a person will make in their life. So, you might be surprised to hear that the Consumer Financial Protection Bureau estimates nearly half (47%) of consumers do not shop around for their home loan – they simply obtain their mortgage through whomever …
For a Mortgage Lender, Should you choose a Banker or a Broker? Read More »
Mortgage Rates Are Great, But Some Underwriting Rules Are Getting Tougher In the latest mortgage lending response to COVID-19 Fannie Mae and Freddie Mac have issued temporary lender guidelines for self-employed borrowers seeking a mortgage loan. What are these new guidelines, and how might they impact potential purchasers (or refinancers) who are self-employed? Fannie Mae, …
Basic facts about student loan you should know. Not sure how you (or your kids) will pay for college? You might be planning on a combination of savings, scholarships and grants, but it doesn’t hurt to understand your options for student loans too. Where can students get a loan Federal loans — Federal government loans …
Protect Your Home Year-Round with These 8 Maintenance Tips Whether you’re a new homeowner or an experienced do-it-yourselfer around the house, these handy tips will help protect your investment year-round Safety first – Replace the batteries in all smoke and carbon monoxide detectors. It’s also a good time to make sure that any fire extinguishers …
What are home equity loans, and what can they do for you? Home equity loans. We’ve all heard of them. But do you know what they are and how they work? Here’s a short guide to help you break down the process. What is home equity? Simply put, ” home equity” refers to the …
Delayed Financing is a cash-out refinance option that can begin as early as one day after paying cash for a Primary, Second Home, or Investment property? In competitive markets, listed homes may only be available for a few days—maybe only hours. Buyers need to make solid offers and deliver on agreed terms. Being a cash …
Fannie Mae’s “Delayed Financing:” Pay CASH for your home today, then CASH-out tomorrow! Read More »
Know the difference Many potential borrowers still get drawn into the mistaken perception that once a lender issues them a Pre-Qualification for a mortgage, this means that they have been approved for a home loan. Most home buyers fail to make the proper distinction between being Pre-Qualified for a mortgage and being approved for one. …
Pre-Qualified vs. Pre-Approval…do you know the difference? Read More »
Central bankers meet but aren’t skiing in this week’s Markets in a Minute! Rates may be quiet, but housing stats are making moves. Check it out! Here is a quick overview of this week’s Markets in a Minute Economy: Mortgage rates stable do to little economic news this week. Low inflation remains a concern. Fed …
Central bankers meet but aren’t skiing in this week’s Markets in a Minute! Read More »
A 5/5 ARM maybe the option your client’s need. Be sure to watch the video below to learn more. Low initial ARM rate stays fixed for 5 years before it can adjust, then it’s fixed for another 5 years that’s two adjustments within 15 years | Rate can only adjust by a maximum of 2% …
Why rent when you can own? Know your mortgage options NMLS#197135 The Mortgage Network, 303-394-2121
