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Your monthly mortgage payment typically is made up of four components: principal, interest, taxes and insurance, together known as PITI. The principal refers to the part of the monthly payment that reduces the remaining balance of the mortgage. The interest is the fee charged for borrowing money. You can determine the amount of principal and …
When a lender makes a decision about a mortgage application, they consider two basic factors are your ability and your willingness to repay the loan. Ability to repay the mortgage is determined by verifying your current employment and analyzing your total income. Lenders prefer for you to have been employed at the same place for …
David Glass, his brother-in-law and his two cats survived a severe tornado in Murfreesboro, Tenn., last year by taking shelter in his TornadoSafeRoom, which is bolted to the floor of his garage. Photo by Josh Anderson for The Wall Street Journal A room where you can store jewelry, guns, send your email–and survive 250 mph …
