WordPress database error: [Table 'rbh543981592509.wp_k9v97ad47v_cleantalk_sfw' doesn't exist]
SELECT network, mask, status, source FROM wp_k9v97ad47v_cleantalk_sfw WHERE network IN (1912602624,1916796928,1918894080,1919942656,1920204800,1920335872,1920401408,1920434176,1920438272,1920439296,1920439808,1920440064,1920440192,1920440256,1920440272) AND network = 1920440272 & mask AND 92196 ORDER BY status DESC

USDA Rural Development Loans | RD Loans | The Mortgage Network

USDA Rural Development (RD) Loans

RD Loans are ideal for borrowers who are flexible on geographical location and looking to buy a home with no money down. The location requirements are set by the USDA and are in “non-urban” areas. Oftentimes, this includes villages and small towns near bigger cities. There are no lot size restrictions, however, the property must be single-family housing and owner occupied. This program allows a buyer to borrow up to 102% of the appraised value of a property, thereby eliminating the need for a down payment, and there is no limit on how much the seller can contribute to your closing costs. Non-traditional credit is also allowed. Loans are offered as a 30 year term, fixed rate mortgage. Debt to income ratios for this program require that your house payment be less than 29% of your income, and your total debt should not exceed 41% of your income.