Universal Home Design

Tips on how to make your home more accessible Whether you’re buying a new home you’d like to stay in for the long haul or updating the home you already have and love, universal design can ensure the property is accessible to all — including those with limited mobility, disabilities or other health concerns. This …

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2021 Kitchen Trends

New Trending Ideas For Kitchen Design The kitchen is the heart of a home. It’s where you cook family meals, bake birthday cakes and enjoy countless hours spending quality time with your loved ones. So, whether you’re buying a new house this year or just looking to update your existing one, you’ll want to make …

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What is a Rate Lock

How Does a Rate Lock Work? Mortgage rates are near all-time lows right now, but that doesn’t mean they’ll stay that way forever. That’s where a rate lock can come in. Rate locks guarantee you a certain mortgage rate for an extended period, protecting you from the possibility of rising interest rates while you complete …

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Explaining the Mortgage Process, from “Pre-Qualification” to “Pre-Approval” to Closing

Understanding the Mortgage Process If you are considering a home purchase, you have probably heard that getting pre-qualified for a mortgage is an important step in the buying process. But what does a pre-qualification require, and does it differ from being pre-approved? On paper, the terms “pre-qualified” and “pre-approved” seem to be interchangeable. However, when …

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For a Mortgage Lender, Should you choose a Banker or a Broker?

Purchasing a home is arguably one of the largest most important financial transactions a person will make in their life. So, you might be surprised to hear that the Consumer Financial Protection Bureau estimates nearly half (47%) of consumers do not shop around for their home loan – they simply obtain their mortgage through whomever …

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