Loan Originators Standing By
Contact us Anytime
NMLS 197135
The 1% Down CONVENTIONAL program is great for First Time Homebuyers! Call me, TODAY, and get more familiar with our NEW CONVENTIONAL 1% Downpayment program. It may be just what you need. Be sure to click on the video below to learn more. This program is a GREAT option for first-time home buyers–especially those …
Move In to your NEW Home with ONLY a 1% Downpayment Read More »
Mortgage Basics: Variable-Rate Mortgages A variable-rate mortgage, also commonly referred to as an adjustable-rate mortgage or a floating-rate mortgage, is a loan in which the rate of interest is subject to change. When such a change occurs, the monthly payment is “adjusted” to reflect the new interest rate. Over long periods of time, interest rates …
Mortgage Basics: Costs People generally think about a mortgage in terms of the monthly payment. While that payment represents the amount of money needed each month to cover the debt on the property, the payment itself is actually made up of a series of underlying expenses. The down payment and closing costs must also be …
Mortgage Basics: The Amortization Schedule The amortization schedule for a residential mortgage is a table that provides a breakdown of the schedule of payments from the loan’s first required payment to the loan’s final payment. It details the amount of principal and the amount of interest paid each month. The amortization schedule is one of …
Mortgage Basics: Loan Eligibility “How much house can I afford?” It’s a critical question that every homebuyer faces, and one that many people answer by going to a lender and taking out the largest mortgage that the lender will approve. While this strategy will help you get the largest, most expensive house that you can …
Mortgage Basics: Introduction A home of your own. That little phrase captures so much emotion, and so many hopes and dreams. It’s a place to express yourself and somewhere you can do what you want to do when you want to do it. You can decorate, landscape and shape your surroundings with no limits other …
5 Smart Ways To Use Your Tax Return Even when we expect our tax returns to bring a refund, we all dread preparing for the tax deadline. The arcane tax forms, instructions few can decipher and our increasingly complex financial situations make each year’s return seem more painstaking than the last. Many personal finance experts …
Interest rates, especially the rates on interbank exchanges and Treasury bills, have as profound an effect on the value of income-producing real estate as on any investment vehicle. Because the influence of interest rates on an individual’s ability to purchase residential properties (by increasing or decreasing the cost of mortgage capital) is so profound, many …
Home Sale Contingencies: What Buyers And Sellers Need To Know A home sale contingency is one type of contingency clause frequently included in a real estate sales contract (or an offer to purchase real estate). With a home sale contingency in place, the transaction is dependent (or contingent) upon the sale of the buyer’s home. …
Home Sale Contingencies: What Buyers And Sellers Need To Know Read More »
by Jeffrey Dew, click here for full article Over the course of the last two decades, Americans—especially younger adults—went on a credit card-enabled binge, accumulating billions in consumer debt. For example, in January 1988, American consumers had nearly $170 billion in revolving debt. Jeffrey Dew is a faculty fellow at the National Marriage Project and …
